Concordia Broker Protect

Personalised Protection for Insurance Brokers

Designed by insurance experts for insurance experts

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03300 889 637

Risk Prevention

RWA Risk Audit

RWA Development Zone

Risk and Compliance experts will provide you with a full HR risk audit and recommendations. If you decide to follow their recommendations then Concordia will provide you with 15% off your renewal annual premium in recognition of the improvement of risk.

A licence to RWA’s Development Zone which will give you access to an extensive suite of online training.

HR Policies

19 Key HR Policies drafted by Clyde and Co and aligned with Acas Codes of Practices, together with an implementation handbook

Skill based Training for Managers on how to manage staff performance and conduct issues

1 session per year. Number of delegates is based on company size. From 100 employees, training can be delivered on-site.

Financial Protection

	Policy Limits	Up to £10,000,000
	Excess	From £5,000 to £10,000 based on your choice and underwriting consideration.
	Premium	Individual Underwriting based on rating model – illustration for standard risk (£1m limit, £10k excess) Case 1: 30 FTE = £3,900 + IPT – that’s less than £3 per employee/week, incl IPT Case 2: 100 FTE = £7,000 + IPT – that’s about £1.50 per employee/week, incl IPT
	Coverage extension	International risks can be considered

Claim Mitigation

	Claims Handling support	Included: You will receive step-by-step coaching support from Concordia. You also have access to the pool of Concordia selected / recommended Case Handlers for additional support if you need it. The associated costs erode the applicable excess.
	Solicitor	Clyde & Co, or preferred law firm, subject to Concordia’s pre-approval.
	Helpline – Employment Relations queries	Included – through the appointed Concordia Account Manager
	HelpLine – Complex HR queries:	Yes, through Clyde & Co – initial consultation is free